I won't ever need the inner lining, but it is nice to have. Definitely didn't need the tassles on the end of the zippers but it fits perfectly. I always worry about the arm length but this fits great. The zippers by the wrist helps a lot, too. I got good problems figuring out how it'll fit over my gigantic-faced watches. Plan to wear it under my cut and out with the ol lady all winter long. The cut is also brand new and from here. I shoulda been sponsored!